Economic recessions are real.

Job loss, foreclosures and a weak dollar can make life during a recession difficult.

Don't let yourself sink below.

Here's how to survive and stay afloat.

经济衰退已经切实地发生了。

失业，财产没收和美元疲软都会导致经济萧条期生活困难。

不要让自己在经济衰退的大潮中沉没，以下是帮助你安然度过，勇往直前的一些建议。

Step 1: Secure Your Job1.

保住工作Strengthen your connection to your company.

Let your boss know you can be counted on during hard times.

Better yet, work your way toward a recession-proof job.

Education and health services are well isolated from recession woes.

If you're working as a teacher or in the health business, you shouldn't have to worry about losing your job.

增强自己和公司的联系。

让老板知道在困难时期可以依靠你。

更好的是，在经济衰退期可以保住工作。

教育和健康服务都不受经济衰退影响。

如果你从事教育或健康行业，你不必担心失业。

Step 2: Secure Your Finances2.

保障财政In a recession, you want to have your money in the safest possible investment, cash.

Money-market mutual funds are best.

If you do own stock and some of it tanks, don't sell in a panic.

Traditionally, stock markets go through a "V" shape.

The first stroke of the V is a loss of value, sometimes 10%.

The second stroke of the V is the recovery.

Keep your eye on the long run,because you very well can get it all back in 1 year.

在经济衰退期，你要把自己的钱财投资在最安全的地方。

货币市场的共同基金是最好的。

如果你持有一些股票，不要匆忙抛售。

传统来讲，股票都是V”型走势。

股票最初会下跌大约10%，然后复苏。

眼光放远一点，因为一年之内你就可以挽回损失。

Step 3: Secure Your Home3.

保护房子Even if you or your spouse lose your job, hang on to your house.

Ask your lender about forbearance, which postpones a loan payment.

Refinancing will lower a mortgage interest rate.

A repayment plan will adjusts the amount due and time frame.

Bottom line: recession is temporary.

Make the right choices, and you'll survive.

即使你和配偶都失业了，一定要保住房子。

向放款人要求延长偿还贷款时间。

再融资会降低抵押利率。

偿还计划会根据金额和时间做出调整。

底线就是：经济衰退只是暂时的。

做出正确的选择，你一定能够安全度过。

Thanks for watching video How To Survive A Recession.

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